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Is there someone who can make decisions on personal history questions, depending on the circumstances?

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Is there someone who can make decisions on personal history questions, depending on the circumstances?

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A. No. This is a non-underwritten product, and to keep the sales process simple there is no further underwriting as a result of answers to the personal history questions. If you are not able to satisfy the personal history questions you should be referred to an Insurance Specialist.

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