Ive received papers from the court. Do I have to attend on the hearing day?
You have the right to appear, but are not required to do so. The purpose of a hearing is for the mortgage representative to validate the debt. They show the judge that the loan made to you was a legal one, and request that a judgment for foreclosure is granted. In many cases, these hearings are a swift formality done by rubber stamp. If you feel the mortgage company has not properly posted your payments or is wrongfully foreclosing, you have the right to explain your position. If not, then your time may be better spent at work earning a living. You may consider consulting an attorney about your particular situation, as we cannot offer legal advice.
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- Ive received papers from the court. Do I have to attend on the hearing day?
