My home contents policy covers personal effects and valuables outside my home. Can I cancel the personal property section of your policy and pay a lower premium?
A – There may be cover under some household contents insurance policies, but the limits may be lower than those under our policy and claiming may affect your premium. Our policy does not have an option to de-select personal effects cover. But we guarantee not to ask your home contents insurer to reimburse us if we pay a claim, so your home contents premium wont be affected by a holiday loss.
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