Should an employer group consider offering long term care insurance to their employees?
The worksite is a great place to offer high quality individual long term care insurance to employees. It allows them to purchase programs at a lower premium than if they were buying it directly. A number of companies offer endorsed group discounts to employer groups, sometimes as much as 15%. Additionally, owners of closely held C-Corporations can purchase tax qualified policies on a tax-favored basis for themselves and key employees.
