Someone hits my parked car and leaves the scene,does that fall under collision or comprehensive deductible?
I noticed while looking at car insurance quotes online that there is a separate deductible for collision and comprehensive incidents. I think I have an understanding of the difference but I need to know which of those deductibles would apply to a situation where someone crashed into my car while it was parked in a public parking lot. The person fled the scene leaving no note. My deductibles are different amounts for each type so I need to know which one would pertain to this situation. Thanks.