We are planning to adopt a child. Might the baby’s or birth mother’s prenatal or hospital expenses be covered by insurance?
Possibly. You should consider the following sources in determining whether or not the baby and/or birth mother will be covered by some form of insurance, including: ·the birth mother’s insurance if she is employed; ·the birth mother’s parents’ insurance if the birth mother is a minor or a student; ·the birth mother’s Aid to Dependent Children (ADC) coverage, if the birth mother is indigent; ·the child’s ADC coverage, if applicable (if the child is the ward of an agency and adoption is “targeted”); ·the birth mother’s Healthy Start coverage, if the birth mother’s income is low; ·your own health insurance, if your employer is covered by the Section 609 of the Employee Retirement Income Security Act (ERISA); ·your employer’s benefit programs, if they have adoption benefits; ·your 401K plan.
Related Questions
- Why should paternity be established, if a mother is planning to marry another man who is going to adopt the child?
- I was given a mother’s copy of my baby’s birth certificate at the hospital. Can it be used for legal purposes?
- Might the baby’s or birth mother’s prenatal or hospital expenses be covered by insurance?