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What are lifetime reserve days?

days lifetime Reserve
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What are lifetime reserve days?

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60 non-renewable days that can be used over and above the 90 covered days of hospitalization during a benefit period. For instance, if a person stays in the hospital 95 days during a benefit period, he/she has only 55 lifetime reserve days left.

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60 non-renewable days that can be used over and above the 90 covered days of hospitalization during a benefit period. For instance, a beneficiary who stays in the hospital 95 days during a benefit period may elect to use 5 of his/her 60 lifetime reserve days, permanently reducing the total reserve days to 55.

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