What are the cost sharing policies for American Indians and Alaska Natives?
American Indians and Alaska Natives are exempt from paying SCHIP premiums. Are Indian Health Services considered “creditable coverage”? It is a payer of last resort on federal guidelines. All types of DSHS programs pay prime to Indian Health. All AI/AN are required by federal law to apply for an alternate insurance as Indian Health is not an insurance or an entitlement. According to federal law, Indian Health clinics are not considered “creditable coverage” when determining SCHIP eligibility.