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What are the different phases (covers) available under RISC?

covers different phases RISC
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What are the different phases (covers) available under RISC?

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There are three different phases available under Coffee Rainfall Insurance: Phase I: Blossom Showers Insurance: Blossom Showers shall mean the rainfall received between 1st March to 15th April (Robusta) / 30th April (Arabica) for the bud to flower (bud enlargement and anthesis). The normal requirement of rainfall is 25 mm in seven consecutive days. Insurance payout shall commence if the rainfall is below 25 mm during the period and full payout is given if the rainfall is below 5 mm. In case there are multiple events and all are less than 25 mm (over 7 consecutive days), the event with maximum rainfall would be considered. Phase II: Backing Showers Insurance: Backing Showers shall mean the rainfall received from 18th day after commencement of Blossom Showers till 40th day to achieve fruit development & retention. The normal requirement of rainfall is 12 mm in two consecutive days. Insurance payout shall commence if the rainfall is below 12 mm during the period and full payout is given i

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