What debts are not discharged in a Chapter 7 proceeding?
Debts that may not be discharged include most taxes; debts obtained through false pretense, fraud embezzlement, or larceny; debts of over $500.00 for luxury goods or services obtained within 90 days of the filing or cash advances of more than $750.00 obtained within 70 days of the filing under a consumer credit arrangement; child support and alimony; debts based upon willful or malicious injuries to personal property of another; fines or penalties owed to the government; government guaranteed educational loans; debts based upon death or injury arising from debtor’s intoxicated operation of a motor vehicle, and debts incurred to pay otherwise non-dischargeable taxes. The issue of dischargeability can be a complex one, and there are other variables and limitations beyond the exceptions described which should be discussed with your lawyer.
Debts that may not be discharged include most taxes; debts obtained through false pretense, fraud embezzlement, or larceny; debts of over $1,000.00 for luxury goods or services obtained within 60 days of the filing or cash advances of more than $1,000.00 obtained within 60 days of the filing under a consumer credit arrangement; debts not listed in the petition; child support and alimony; debts based upon willful or malicious injuries to personal property of another; fines or penalties owed to the government; government guaranteed educational loans; debts based upon death or injury arising from debtor’s intoxicated operation of a motor vehicle, and debts incurred to pay otherwise non-dischargeable taxes. The issue of dischargeability can be a complex one, and there are other variables and limitations beyond the exceptions described which should be discussed with your lawyer.
