What documentation is needed to apply?
In order to successfully apply with us, a Catawba County application must be completed. It can be an on-line application or a paper application. We will not accept other application formats. (i.e.: state applications, other county applications, etc.) It is imperative for you to complete your application thoroughly and accurately. Applications containing incomplete and/or inaccurate information will be disqualified. Although cover letters and resumes are encouraged as physical and scanned attachments, we do not accept resumes in lieu of the Catawba County application. This applies to both the on-line and the paper application process as well. Our on-line system does allow you to attach a cover letter and/or resume. You can also cut and paste this information into your application.
In addition to the typical loan documents required for any mortgage application, Schwab Bank will ask you to supply information on the builder, including trade references, workers’ compensation and general liability coverage, the builder’s license (if applicable), a copy of the construction agreement between the builder and the borrower, and a copy of the construction draw schedule.
