What does my past credit management have to do with predicting future insurance losses?
Information used to develop your insurance score includes outstanding debt, length of credit history, late payments, new applications for credit, payment patterns, public records and past due amounts. Credit inquiries by insurance companies as well as credit inquiries initiated by someone other than you will not be used as a component of your insurance score calculation. Your income level, race, national origin, religion, gender, age, marital status, and address are not considered in the development of an insurance score.
