What if I have prescription drug coverage from another type of insurance (employer, union or retirement plan)?
If your other insurance plan is not as good as the Medicare prescription drug coverage, talk to your insurance carrier about your options. You may not be able to join a Medicare PDP without dropping your current health coverage (doctor and hospital). If you drop your current insurance, you may not be able to get it back. You do not need to enroll in a Medicare PDP if your other insurance plan provides benefits equal to or better than the Medicare PDP. Your insurance provider should tell you if your current insurance plan is equal to or better than the Medicare PDP. To keep your current insurance plan, you need to decline or disenroll in any Medicare PDP. You need to talk with Medicare staff to do this. Call 1-800-Medicare (1-800-633-4227) or (TTY) 1-877-486-2048 to decline or disenroll in the Medicare PDP. What if I move to or live in a nursing home? If you move to a nursing home, you still have a choice of what PDP you want to use. You can also switch plans at any time. If you want he
