What if I provide AmTrust Direct with maturity instructions after the CD grace period?
You may redeem your CD, or change the amount or term, within 7 calendar days after the maturity date without penalty. If you do not provide instructions before the grace period ends, your AmTrust Direct CD (including accrued interest) will rollover at the same term into our current rate. After the 7 day grace period, a penalty will be assessed for early withdrawal. If the 7th day of the grace period falls on a weekend or holiday, you will be required to provide maturity instructions by 8:00 p.m. Eastern Time on the immediately preceding business day. Our business days are Monday through Friday, excluding Federal holidays.