What individual health insurance plans are available?
More information about the options available can be found through the medical insurance resources at the bottom of this page. Under the individual and family health insurance product category, there are several different types of private health insurance plans available, such as indemnity (fee-for-service) health insurance, health maintenance organization (HMO) plans, preferred provider organization (PPO) plans, point-of-service (POS) plans, and health savings account (HSA) plans. Each plan type differs on two major features: cost and choice. Typically, the more freedom you want in choosing your own doctor and hospital, the more expensive the plan will be. When selecting what type of health plan is best for yourself and your family, you should compare health insurance quotes for each health plan type and shop carefully because coverage and costs vary from company to company and between various plan types.
