What information goes into calculating a credit score?
• Credit scores use information from three key areas of your credit report: account information (such as credit cards, auto loans, student loans and mortgages), public records (such as tax liens or bankruptcies), and inquiries (requests by lenders to view your credit). Information such as race, gender, where you live, and marital status are not used in credit scores.
Credit scores use information from three key areas of your credit report: account information (such as credit cards, auto loans, student loans and mortgages), public records (such as tax liens or bankruptcies) and inquiries (requests by lenders to view your credit). Information such as race, gender, where you live and marital status are not used in credit scores.