What is a bodily injury claim?
A. This is insurance that requires “fault” to be found. If you are in an accident and it’s not your fault, or a loved one has been injured or killed by someone else’s careless driving, you have a right to make a claim against that driver’s liability insurance. Before you are allowed to make that claim, you must meet one of 5 thresholds. A bodily injury claim is filed against the insurance company of the driver found to be at fault, or negligent, in the accident or against the at fault driver individually. These claims cover any injured party, including the at-fault driver’s passengers, pedestrians, or occupants of another vehicle involved in the crash. In Minnesota, all drivers must buy liability insurance of at least $30,000 for injuries to one person and $60,000 for injuries to two or more people and $10,000 for property damage. Injured parties can be reimbursed for the expenses incurred from the liability insurance and or the at-fault driver’s assets including past and future medica
