What is a flood?
A flood, as defined by the National Flood Insurance Program is: “A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property) from: • Overflow of inland or tidal waters, • Unusual and rapid accumulation or runoff of surface waters from any source, or • A mudflow. The collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood.” Floods can be slow or fast rising but generally develop over a period of days. Mitigation includes any activities that prevent an emergency, reduce the chance of an emergency happening, or lessen the damaging effects of unavoidable emergencies. Investing in mitigation steps now, such as, engaging in floodplain management activities, constructing barriers, such as levees, and purchasing
Flood is defined in the Standard Flood Insurance Policy (SFIP), in part, as: “A general and temporary condition of partial or complete inundation of normally dry land areas from overflow of inland or tidal waves or from the unusual and rapid accumulation or runoff of surface waters from any source.
Flood is defined in the Standard Flood Insurance Policy (SFIP), in part, as: “A general and temporary condition of partial or complete inundation of normally dry land areas from overflow of inland or tidal waves or from the unusual and rapid accumulation or runoff of surface waters from any source.
Here’s how “flood” is defined by the National Flood Insurance Program: “A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is the policyholder’s property) from: • Overflow of inland or tidal waters; or • Unusual and rapid accumulation or runoff of surface waters from any source; or • Mudflow; or • Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above.” So, in plain English, a flood is an excess of water (or mud) on land that’s normally dry. Floods often happen when bodies of water overflow or tides rise due to heavy rainfall or thawing snow. But you don’t have to live near water to be at risk of flooding. A flash flood, which can strike anywhere without warning, occurs when a large volume of ra
