What is ACH check conversion?
Some checks you write today for bill payment may already be processed electronically. However, this is not related to Check 21. These checks are used to create electronic payments that are processed through the Automated Clearing House (ACH). If you currently receive your cancelled checks, the checks that are used to create ACH payments are not returned with your account statement but these transactions are shown on your statement as “ACH Payments.” Any check that is truncated under Check 21 will be processed as a check and the transaction will be shown on your account statement as a check transaction.
