What is an eCheck?
An eCheck is an electronic transfer of funds in which the money is taken from your bank account, typically a checking account. The account’s routing number and account number are entered on our payment page and used to draw funds from the account. By placing an order using the eCheck option you authorize Smokes-Spitits.com to access your bank account and withdraw funds electronically. On your first order you must sign and date the authorization form that is shown at the end of your order and send a copy to us. In the event of a returned eCheck for any reason a $15.00 debit will be added to your account. We will use any means possible to attempt to collect a debit from a retuned eCheck.
An eCheck or electronic check is an electronic method to make a payment from your existing U.S. bank account. It is a convenient, safe and secure method of payment. To use an eCheck, you will need your personal account information, including your bank account number and ABA routing number, which is available on the bottom of your personal check. For savings account holders or equity line of credit users, please contact your bank directly for your ABA routing number. eCheck payments are accepted online at no charge.
Rather than writing a traditional check from your checking account, you can process a payment electronically to have funds drafted directly from your personal bank accounts. You can select the date the money will be debited from your personal account. This type of transaction is also referred to as an ACH.
