What is Bodily Injury Insurance (BIL)?
Bodily Injury Liability coverage pays for serious and permanent injury or death to others when you cause a crash involving your car. Your insurance company will pay for injuries up to the limits of your policy and provide legal representation for you if you get sued. In particular, your company pays for injuries caused by you or members of your family who live with you, even if you were driving someone else’s vehicle. It may also cover others who drive your automobile with your permission. This coverage also provides you with legal defense in the event that the injured party sues you.
