What is Bodily Injury or BI coverage?
If the person that hit you is at fault for the accident then his Bodily Injury Liability Coverage will pay money or compensatory damages to you as long as you meet certain requirements under Florida’s No Fault Law, up to the limit of his coverage. If he does not have enough insurance coverage available to pay for your injuries then you would look next to your own Underinsured/Uninsured Motorist Coverage/ Most states have statutes requiring that motorists have at least some Bodily Injury Liability Coverage. However, in Florida, only PIP and Property Damage Liability Coverage is mandatory. That is why it is so important that you protect yourself and your family with adequate underinsured/uninsured motorist coverage. This is especially true in Florida. What is Collision Coverage? Collision Coverage is what pays for damage to the cars. If you are hit by someone who is uninsured (or if you were at fault) then this coverage would pay for the damage to your car. What is Uninsured/Underinsured
