What is collision coverage? Collision covers damage caused when another car or object collides with the owners car.
If I rent a vehicle, am I covered or do I need to purchase additional insurance? It depends. The coverage – and limits – you currently have on your personal car applies to your rental. If you don’t carry physical damage coverage on your car, don’t want to be responsible for your deductible, or are renting a vehicle other than a private passenger car, pickup, van or trailer (e.g., a moped, camper or motorcycle), you may want to check with your credit card company or the rental agency about additional coverages they offer. It is important to understand that although the damage to the rental vehicle may be covered, you can be held responsible for loss of rental income incurred by the rental agency for their vehicle being out of service. Your insurance does not respond to this exposure.
Related Questions
- If I don carry collision insurance, will either no-fault or uninsured motorist coverage pay for damage to my car if Im struck by an uninsured driver?
- What is collision coverage? Collision covers damage caused when another car or object collides with the owners car.
- What is comprehensive physical damage coverage or other than collision?
