What is Home Responsibilities Protection?
So, for example, with Home Responsibilities Protection a woman could get a full basic State Pension after caring for a child or relative for a total of 19 years and paying full-rate National Insurance contributions for a total of 20 years. Both the number of qualifying years which a woman needs for a full basic state pension and the number of years of Home Responsibilities Protection which can be taken into account will start to increase from April 2010. This is when womens state pension age begins to be increased. By 6 April 2020, when the State Pension age for both men and women will be 65, you will need at least 22 qualifying years with 22 years covered by Home Responsibilities Protection. If you want to know more about Home Responsibilities Protection, please see State pensions for carers and parents Your guide (PM9). See the directory for details about how you can get a copy of this guide. The information within all the guides in this section has been produced by The Pension Servi
