What is pre-authorisation?
It is important you call Bupa before you proceed with any treatment in order for us to pre-authorise it. Pre-authorisation means that we make sure all aspects of your treatment are eligible under the terms of the scheme you have, for example your condition, the consultant carrying out the treatment, the hospital where you are treated and the monetary amounts you are entitled to under your scheme. After your initial consultation, you may need to contact us again with details of any treatment recommended by your consultant. With these details we can again let you know about your benefits before further costs are incurred, to ensure there are no unexpected personal costs.
Pre-authorisation is also known as deferred payments or deferred processing. When shoppers place an order from your site, pre-authorisation reserves the funds against the credit or debit card used, rather than taking full payment immediately as with full-authorisation – the processing and payment are deferred until such time as you (the merchant) manually complete the transaction. The shopper experience with pre-authorisation is exactly the same as for full-authorisation. The shopper will not know whether you are using pre-authorisation or full-authorisation. There are no additional costs for using pre-authorisation. All you need to do is request pre-authorisation from WorldPay and make a couple of changes to your settings. You have about 5 days in which to manually complete the transaction. You can use this time to order more stock or perform additional checks on the transaction to see if it is genuine or not. If you fail to (or choose not to) complete within the time limit, the trans
We don’t recommend using your Corporate Cash Passport as a guarantee of payment (usually for things like hotels, car hire and petrol pumps) that is also known as pre-authorisation. These companies often estimate the bill then ‘hold’ the amount for up to seven days, often leaving you without sufficient funds. You can, however, use your Corporate Cash Passport to settle your final bill.
