What is Residual Disability Benefit?
A. Residual Disability Benefit is a partial disability benefit. It is usually designed to pay benefits if you are unable to perform one or more of the substantial duties of your occupation or are unable to perform them for as much time as is normally required, and therefore suffer an income loss. Most residual disability benefit provisions pay a percentage of your total monthly benefit based on the percentage of your income loss. For more details as to the specific residual disability benefit available to you, please call our customer service department.