what is retirement planning exactly?
There is no simple definition of it, and it will be different for every individual. But, in general, retirement planning is something to do to ensure when you decide you are done working that you not only have the finances to fall back on now that you have lost a steady paycheck, but also to make sure you have things to do. Retirement planning does not mean you have to give up on life. Far from it. Retirement planning should be done to start your life over. You now will have the time to do the things you want, without the daily responsibilities of a career to get in your way. This is why retirement planning is so important. Without it, you will easily fall into a dull routine and possibly not have enough resources and finances to comfortably live the way you are used to living. Dont fall into the scenario of having to depend on social security. With the possibility of social security running out, retirement planning has never been so important for the younger generation. When you retir