What is Social Security Disability Insurance (SSDI)?
Social Security Disability Insurance (SSDI) is one of the largest Federal disability programs offered through Social Security Administration to provide financial support to people with disabilities. Only individuals who have a disability and meet medical criteria set forth by the Social Security Administration may qualify for benefits under the Social Security Disability Insurance (SSDI) program. Social Security Disability Insurance (SSDI) program pays benefits to you and to certain members of your family if you are “insured”, meaning that you worked long enough and paid Social Security taxes.
“SSDI” stands for “Social Security Disability Insurance,” an insurance program for workers who become unable to work. It is administered by the Social Security Administration (“SSA”), funded both by “FICA” tax withheld from workers’ pay and by employer contributions, and pays qualifying disabled workers both cash and health care benefits. Workers who have worked and paid FICA tax for at least 5 of the 10 years prior to the date they become disabled typically are covered by Social Security Disability Insurance. Another way of expressing this is: applicants must have worked 20 out of the 40 calendar quarters immediately preceding the onset date of disability to be covered. Younger workers can qualify with fewer years of work. You can apply for Social Security Disability Insurance benefits at any SSA office. See the free booklet “Social Security Disability Benefits,” SSA Publication No. 05-10029, available from your Social Security office and by calling SSA toll-free at 800-772-1213. You
Social Security Disability Insurance, or SSDI, is a federal insurance program. It is not a welfare program, because individuals pay into the system through taxes withheld from their paycheck. SSDI provides cash benefits to replace some of the income that a person living with MS might no longer earn due to disability. It can give people living with MS the resources they need to remain active and involve in their community. To be eligible for SSDI benefits, a person living with MS must: • Have worked and paid enough Social Security taxes (FICA). • Have a severe disability that is caused by disease or injury severe enough to prevent them from working at any job. • Have a severe disability that is expected to result in death or has lasted, or is expected to last, for a continuous period of at least 12 months. For more information on SSDI, visit: www.ssa.gov/d&s1.htm Note: While SSDI and SSI provide different benefits, SSA uses the same disability determination process for both. You can eve
SSDI stands for Social Security Disability Insurance, an insurance program for workers who become unable to work. It is administered by the Social Security Administration (SSA), funded by FICA tax withheld from workers pay and by employer contributions, and pays qualifying disabled workers both cash and health care benefits. Workers who have worked and paid FICA tax for at least 5 of the 10 years prior to onset of their disability typically are covered by SSDI. Younger workers can qualify with fewer years of work. You can apply for SSDI benefits at any SSA office or by calling SSA toll-free at 800-772-1213. Is SSDI the same as SSI? SSI or Supplemental Security Income is similar to SSDI; both programs are run by SSA, both offer disability benefits, and both use the same legal definition of disability. But the programs also differ significantly in their financial qualifications and benefits. For example: BENEFIT AMOUNTS. The SSDI benefit is calculated on a disabled workers past earnings,
