WHAT IS STUDENT INSURANCE?
Every Barnard student is automatically enrolled for Basic Benefits in the Student Injury and Sickness Insurance Plan (this plan is underwritten by UnitedHealthcare StudentResources). Students also can elect to enroll in the Optional Supplemental Benefit Plan by filling out an enrollment form and mailing it to the student insurance company.
Student Insurance is a policy covering accidents and injuries available to students at Eastern Michigan University. It includes any treatments necessary and reasonable, including those that require referrals to specialists outside of Snow. Patients with Student Insurance are responsible for a small co-payment for visits and prescribed medications. Snow staff submit charges to and are reimbursed directly by the insurance company. Patients receive itemized receipts for all visits. Snow also offers a supplemental Student Insurance plan. This plan is generally used by students who have other forms of insurance, but who prefer that visits to Snow be covered. The supplemental policy covers only treatment received at the Snow Health Center. The patient’s other insurance would cover expenses if the patient were referred to an outside specialist. Please call our insurance specialist, 734.487.6451, for a copy of the brochure or if you have any other questions.
It is often worth buying a specialist contents policy for the sum your possessions are worth – which is usually around £4,000 for students, according to insurer Endsleigh. There are many companies and banks specialising in providing student possessions insurance, with policy details which are understanding towards a university way of life. Also, as students are only likely to be covering a small sum, the cost should not be crippling. But it pays to do your research and check the policy terms carefully to make sure you choose the best policy for your needs. How much does student insurance cost? To cover around £3,000 worth of possessions, you can expect to pay between just £20 and £50 a year. But remember the cheapest policy is not necessarily the best. How much you pay will depend on a variety of factors, including where you are living, what type of accommodation you are in, and the sum you want to insure. Halls of residence tend to be cheaper than digs, and big cities tend to be more
