What is the definition of a pre-existing condition?
• Can I purchase health insurance at a lower premium directly with an insurance company? • Why should I purchase health insurance from an independent agent? • Do I pay anything to the independent agent? • What payment choices are there for the initial premium? • Will BCBS accept my previous group coverage and exempt me from pre-existing condition limitations? • Can I obtain coverage while I’m pregnant? • What if my application is denied? • Can my coverage be terminated? • What does short term health insurance mean? • What is the difference between Blue Cross Blue Shield Of Arizona and other carriers? • As I get older, do my premiums increase? Who needs this type of coverage? An individual insurance policy is an ideal, affordable type of medical insurance for those who are: self-employed, business owners looking for an alternative to costly small group health insurance plans, recent college graduates, those in need of an alternative to COBRA, and many other reasons. You will see that th