What is the difference between comprehensive and collision coverage?
Comprehensive insurance typically covers your auto for fire, theft (of the vehicle), glass, flood, earthquake, hail, contact with a bird or animal and other natural perils, subject to any applicable deductible. However, it does not cover accidental upset or overturned vehicles. Collision insurance typically covers your auto for direct and accidental damage caused by collision, accidental upset or overturned vehicles, whether or not at-fault and subject to any applicable deductible.