What Kind of Information Appears on the Credit Report and credit bureau?
Identifying Information Items such as your name, any aliases, current and previous addresses, social security number, possibly marital status. Merchant Trade Lines or Credit Lines These include all regular installment or revolving credit lines such as department store cards, auto loans, mortgages, and credit cards. If you have any history of late payment or if the credit account was included in a bankruptcy, charged off, or put into repossession, the listing will be considered negative or derogatory by all credit grantors. NOTE: Not all credit accounts may be listed on your credit report since not every credit grantor reports to the same credit bureaus. In addition, not all credit grantors report every credit account to the credit bureaus. For a thorough review of your credit file, you should look at information from all three major credit bureaus. Collection Accounts When any credit account is referred to a collection agency or the collections department of a credit grantor because of
