What kinds of debts are not discharged?
Nondischargeable debts include: certain tax obligations (including taxes due within three years of the bankruptcy filing); debts resulting from fraudulent conduct on the part of the debtor; debts owed to unlisted creditors; debts resulting from breaches of fiduciary duties; support obligations; debts resulting from willful and malicious conduct; fines, penalties and restitution obligations; student loans (unless such an exception would impose an undue hardship on the debtor or a dependent); and domestic obligations. In addition, a debtor may be denied discharge as to all debts if, among other things, the debtor: transfers or conceals property within a year of the bankruptcy filing with the intent to hinder, delay or defraud a creditor; fails to keep or preserve relevant records; makes a false oath with respect to, among other things, information provided in the bankruptcy paperwork or to the bankruptcy trustee; or refuses to cooperate with the trustee in the administration of the estat
