What kinds of debts may not be discharged?
Some debts that are nondischargeable include domestic support obligations (debts for spousal or child support, alimony or maintenance), most government-funded or guaranteed educational loans (student loans) or benefit overpayments, court fines, debts for personal injury caused by a debtor’s operation of a motor vehicle while intoxicated, debts for certain condominium or cooperative housing fees, and most taxes, just to name a few. These exceptions to discharge can and will apply automatically. Creditors may also seek to have a debt declared nondischargeable by the Court based upon a statement that credit was obtained through the use of false financial information provided by a debtor. The list of potentially nondischargeable debts is quite comprehensive, and your attorney can help you with this issue.