What kinds of things could happen that aren going to be covered by my property insurance, unless I make special arrangements?
If you live in an earthquake zone you might want to consider buying earthquake coverage. If you are concerned about water damage from a blocked drain, you might want coverage for backup of water from a sewer or ump pump. If you have a home business, you will need special coverage for that. Askyour broker about other kinds of damage for which you may want to purchase additional insurance.