What makes DFT’s Loan Modification System different?
Part A:Loan Modification Process We have Certified Housing Counselors who provide you with the following benefits: • They have been trained by HUD who was instrumental in creating the Loan Modification Program. • Certified Housing Counselors are able to speak directly to the Underwriters or the decision-makers who approve the modification. Consumers are only allowed to speak to collectors or customer service agents. • Our Certified Housing Counselors are paid by you & not the government or the lending institutions thereby we have the ability to negotiate the best possible modification for you & not just what’s best for the lender. • Our Certified Housing Counselors will assist you in bringing order to your personal finances, thereby helping to minimize future hardships. • Our Certified Housing Counselors understand the rules and laws required to get your modification approved quickly; therefore, will properly prepare your loan modification package for the lender’s Underwriters. Part B: