What OTC drugs/medicines are reimbursable?
While there is no approved “list” of OTC drugs and medicines which are reimbursable, generally, any medicine or drug purchased over the counter for medical care and purchased for use by an employee covered under the FSA, the employee’s spouse, or dependents is reimbursable through the FSA. Specific examples provided by the IRS are pain relievers, antacids, allergy medicines, and cold remedies taken to treat or cure an illness or injury. Expenses reimbursable through the Plan for medical care would also include topical applications for burns, insect bites, athletes foot, etc. When considering over-the-counter items and whether or not they qualify for reimbursement, a covered employee should determine whether the item being purchased qualifies as “medical care” as defined by the Internal Revenue Service. This definition includes amounts paid for the diagnosis, cure, mitigation, treatment or prevention of a disease, or for the purpose of affecting any structure or function of the body. Ob
