What type of incidental business can be covered under the HomeProtector Policy?
Many types of small incidental business qualify for coverage under the HomeProtector. Some of the common incidental businesses are: insurance office, beauty shop, day care, music studio. Only those businesses listed in the manual are eligible for coverage. Keys to a business being eligible are: Purpose The primary purpose of the structure is as a home; the business use is secondary. Ownership Insured owns and operates the business; cannot be a partnership or corporation. Size Area used cannot exceed 500 square feet. Employees No more than one full-time employee. 15.