What types of endorsements are available with homeowners insurance?
This coverage includes protection for medical expenses for persons accidentally injured while on your property. You do not need to be at fault to have coverage under Medical Payments. This coverage is not for you or for family members who live with you. • Guaranteed Replacement Cost Coverage – As long as you have met the requirements of your policy, this coverage will pay for the cost to rebuild your home. • Extended Replacement Cost Coverage – insures your home for a specific amount. This coverage may come with a 20% – 25% factor for cost overrun. • Inflation Guard – Increases the amount of your homeowners insurance to keep up with inflation. This provides that you are less likely to be underinsured when you have to file a claim. • Scheduled Personal Property – This coverage allows you to protect certain types of property (e.g. jewelry, furs, and firearms) that frequently have capped limits in the home insurance policy. Scheduled personal property often has broader coverage than that
