Whats the difference between an Annual Multi-trip and a Gap Year (or Backpacker Insurance) policy?
A. An Annual Multi Trip policy provides cover for unlimited individual trips during the course of a year up to the maximum trip duration of either 31 days or 62 days, dependent upon which product you have purchased. A Gap Year (or backpacker) policy covers you for one individual trip of up to 18 months duration and offers a tailored level of cover designed for those that travel light, such as students. Remember, our Gap Year product covers travellers up to 35 years of age only.