Who covers the costs of Nursing Home care? Top (long term care Insurance Policy?
o Your senior care consultant will ask about your finances to determine if you will be a “private pay” (you use your own funds) or covered by Medicaid. Some people have commercial insurance that covers nursing home costs. In limited cases, Medicare pays for nursing home care. If you need Medicaid to cover the cost of nursing home care, your consultant will refer you to a financial counselor or a Medicaid worker to help you apply for Medicaid.