Who might benefit from buying uninsured motorist bodily injury coverage?
Individuals without health insurance may benefit from this coverage, because if the limits chosen are inadequate, you will be responsible for paying the additional amount. UNDERINSURED MOTORIST BODILY INJURY (UNDUM): Covers you, the insured members of your household and your passengers for injuries, damages or death caused by the negligence of a person with insufficient insurance. If you have an accident with a person whose coverage cannot meet your damages, your policy will meet the difference-up to the limit of liability listed on your policy. Who is covered? • Policyholder • Other drivers covered by the policy • Passengers How much protection does this coverage provide? If the other driver involved in an accident is underinsured, this coverage typically pays any difference between what the other driver’s insurance covers and what your bodily injury coverage will pay. The coverage limits refer to the maximum amount that will be paid per person, per incident, respectively. If the limi
