Who pays my medical expenses? When do they get paid?
You do. Unfortunately, at-fault insurance companies do not have to pay for your medical expenses until you are ready to settle. Many adjusters say they will “take care of your medical bills.” However, this only means they will pay them when you settle your case. Medical providers are not required to wait for your settlement to get paid. While some will, most want their money right away. If you have Medical Payment coverage for your vehicle, your insurance company pays your medical bills as they are incurred up to your coverage limit. If you use up your medical payment coverage or do not have any, then your health insurance company should pay your bills. If your health insurance company pays, in most cases they are entitled to be repaid when you settle. Click here for more information regarding health insurance reimbursement. (LINK TO INSURANCE SUBROGATION PAGE). If you are on Medicaid or Medicare, it may be difficult to get them to pay for your accident-related medical expenses. Genera
