Why are transactions approved even though AVS or CVV2 do not match?
By default, eProcessingNetwork processes transactions as Sale transactions. Processors provide AVS and CVV2 responses for Sale transactions, but these responses do not affect whether the transaction is approved or declined. They are informational in nature only. Processing transactions as Sale transactions is acceptable for some merchants within some environments, but for many online merchants processing on an automated, real-time basis, it is often desirable to accept a transaction only if the AVS and CVV2 provided by the customer both match the information on file with the customers issuing bank. Because of the chargeback problems that can be caused by accepting transactions without obtaining AVS and CVV2 matches, eProcessingNetwork offers the ability for merchants to configure their eProcessingNetwork account to accept transactions from their Web site only if the AVS and CVV2 are both a match. eProcessingNetwork does this by processing the transaction initially as an Authorization-O
Related Questions
- Once my application is approved, how long will it take until I can process credit card transactions in AccountEdge or Checkout?
- Does AVS (Address Verification Service) information affect whether a transaction is approved or declined ?
- Why are transactions approved even though AVS or CVV2 do not match?
