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Why do agents recommend higher limits that the States requirements of $25,000/$50,000 for bodily injury and $25,000 for property damage liability?

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Why do agents recommend higher limits that the States requirements of $25,000/$50,000 for bodily injury and $25,000 for property damage liability?

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The minimum limits that the State requires for liability coverage is often insufficient to pay for the bodily injury sustained in an accident or to pay for the property damage done in an accident.

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