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Why is my facecard declined at restaurants when I have enough money left on my facecard to cover the food bill?

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Why is my facecard declined at restaurants when I have enough money left on my facecard to cover the food bill?

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Your card will be authorized by the restaurant for the amount of your total food bill plus 20 percent to cover the tip amount. This authorization is to ensure that you will have sufficient funds on your facecard to pay the bill and the tip. Make sure you know your balance to avoid having your card declined for insufficient funds.

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