Why is there such a difference in the package of benefits offered through Tort Coverage and No Fault Coverage?
The basic idea behind No Fault Coverage is that it provides a comprehensive package of benefits to meet the majority of your needs if you’re injured in an auto collision – without you having to sue. The cost of the comprehensive package of benefits is offset by limiting your ability to sue for pain and suffering. The idea behind Tort Coverage is that its package of benefits will give you a basic level of protection if you’re injured in an auto collision, but it allows you to sue the people responsible for your collision for additional losses, including for pain and suffering.
