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Why may it take up to 3 to 5 business days for funds loaded from a bank savings or checking account to become available?

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Money loaded from a bank savings or checking account must actually be received before being available on your AdvantageTM Card balance for you to spend. That is, your bank must send the money through the electronic system (known as the “Automatic Clearing House” or “ACH” system) that banks utilize to move money between themselves. That process may take up to 3 to 5 business days.

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