Why should a homeowner or business person alway make sure they are dealing with a licensed and insured company or individual?
Because it is important for your family and business safty. An unlicensed company or individual have not completed the state required classes, job experiance and testing in order to hold a state contractors license. In most cases they are not insured, and you will not be covered by your homeowners or business insurance in the event of damage or death due to faulty workmenship, or accidents or fires. You may get work perfomed for less money by an unlicensed individual. However, you will be the one to pay in the future if there is a problem. ASK TO SEE THE STATE LICENSE. ASK TO SEE A CERTIFICATE OF INSURANCE. ASK FOR A WRITTEN WARRENTY. ASK FOR A WRITTEN SCOPE OF WORK AND CONTRACT. These things are your right under state law.
