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Why should I enroll in group STD coverage during the initial enrollment period?

April 26, 2017coverage enrollment group initial period std

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Why should I enroll in group STD coverage during the initial enrollment period?

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The initial enrollment period is the best time to enroll if you have a pre-existing condition. During the initial enrollment period, your medical history is not subject medical underwriting. However, pre-existing condition exclusions may limit or delay the use of coverage.